Your parents did have sex

This idea might make you squeamish. You have two graying, slightly plump people, whose passion seems to have faded and whose biggest concern is the lost remote control. You know them well: they’re your parents. How could these same people ever have been young, vibrant and amorous? It’s a truth no child wants to come face to face with.

It is much easier to believe that your parents only had relations the few times it took to create you and your siblings. Then you reach adulthood. You are young, vibrant and amorous and you wonder: is this how my parents felt? The hormones rage, and you are endowed with passion. You know, in an untapped part of your brain, that at one time your parents were the same way, but this fact you would rather deny.

This is hard to accept when your parents are still happily married after four or five decades. It’s even harder when they are divorced. There is usually an overabundance of animosity. The hatred runs deep. They are now passionately repulsed. But despite this repulsion, thankfully, they still managed to create you.

Sometime before you were born, two people were enamored of each other, enough to take the ultimate plunge into intimacy. They may try to deny this, but don’t be fooled—you are living proof. So the next time you’re with your parents, or your grandparents for that matter, thank them. Their passion is what brought you into this world. It may have been fleeting, it may be long gone, but it did exist. You may never like the idea, but it’s a fact that your parents did have sex.

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Die in debt

I know this is controversial. As a parent, I would love to leave my children an inheritance. This is the “inheritance” my dad left me: die in debt. My dad got his wish. Not only did he die in debt, he had managed to accumulate no assets that could be distributed to his creditors. This may seem like a bad choice, but it did take some maneuvering.

My father was extremely generous. If it was in his power to give it to you, he would. He never thought twice about debt. He didn’t lose sleep over credit card payments. This generous attitude, combined with, “What, me worry?” was not the wisest financial choice. He lived life to the fullest and managed to accumulate debt in the process. “You only live once,” he would say.

So what did he accomplish by dying in debt? In his words, “It’s sticking it to the man.” Who was the man he so lovingly referred to? It is the system set up to kick you when you’re down. When you’re in dire straits financially, that is when your interest rate is suddenly raised to 55%. The late fees probably won’t matter, because you can’t even afford gas to get to work (if you still have a job).

I understand the flip side. You shouldn’t have debt. It’s irresponsible. Live within your means. Dying in debt is considered stealing. I do not have the easygoing attitude of my father. Debt stresses me out. But in his defense, I have also seen people who have deprived themselves their whole lives. Then they die. The same ending, but to a much more boring story. My dad’s story was anything but boring. If debt was what allowed him to live his life to the fullest, then I am thankful he made that choice. You never know how long your life will be. Live it with passion, enjoy every moment and if you need to, die in debt.

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